Planning a property refurbishment? We arrange short-term finance for light and heavy refurbishment projects, helping you add value to your investment.
Finance for Property Refurbishment
Refurbishment finance is designed for property investors who buy properties that need work, improve them, and then either sell or refinance onto a standard mortgage. The finance is typically a type of bridging loan with additional funds released in stages as the refurbishment progresses.
Lenders categorise refurbishments as 'light' (cosmetic improvements like new kitchens, bathrooms, decorating) or 'heavy' (structural work, extensions, conversions). Light refurb finance is generally easier to arrange and cheaper, while heavy refurb finance requires more detail and may include a monitoring surveyor.
We work with specialist refurbishment lenders who understand the renovation process and can provide competitive terms based on the projected end value of the property.